Experiencing a car accident in Cherry Hill can be overwhelming, especially when injuries are involved. Knowing the appropriate steps immediately following the incident is crucial for your safety, health, and potential legal claims:
- Report the Accident: New Jersey law mandates that any accident resulting in injury, death, or property damage exceeding $500 must be reported to the nearest law enforcement agency. When the police arrive, provide factual statements without speculating or admitting fault.
- Seek Medical Attention: Even if you feel fine, seeking medical evaluation promptly is essential. Some injuries may not manifest symptoms immediately but can have serious implications later. Delaying medical attention can also affect the credibility of any injury claims you might make.
- Collect Information: Gathering comprehensive information is vital. Exchange names, addresses, driver’s license numbers, and insurance details with all involved parties. Additionally, document the scene by taking photographs of vehicle damage, license plates, road conditions, and any visible injuries. This evidence can be invaluable for insurance claims and potential legal actions.
- Speak with the Insurance Company: New Jersey operates under a no-fault insurance system, meaning your own insurance company will cover certain damages regardless of fault. It is imperative to promptly report the accident to your insurer, typically within 30 days, to ensure access to Personal Injury Protection (PIP) benefits.
- Consult a Car Accident Lawyer: Consulting a Cherry Hill car accident lawyer is advisable if you’ve sustained serious injuries or if liability is disputed. An attorney can help navigate the complexities of your case.
How Can I Protect My Rights Following a Car Accident?
To safeguard your rights:
- Document Everything: Keep detailed records of medical treatments, communications with insurance companies, and any expenses related to the accident.
- Avoid Early Settlements: Do not accept settlement offers without consulting a lawyer, as they may not fully cover your losses.
- Be Cautious with Statements: Refrain from providing recorded statements to insurance adjusters without legal advice.
How Does New Jersey’s No-Fault System Affect My Claim?
Under New Jersey’s no-fault system, your insurance policy’s PIP coverage pays for medical expenses and other out-of-pocket losses, regardless of who caused the accident. However, you may have the right to pursue a claim against the at-fault driver for additional damages for catastrophic injuries.
What Is the Statute of Limitations for Filing a Personal Injury Claim in New Jersey?
In New Jersey, the statute of limitations for personal injury claims resulting from car accidents is generally two years from the accident date. Failing to file within this timeframe can bar you from seeking compensation.
Cherry Hill Car Accident Lawyers at Pressman, Doyle, Bloom, & York Protect the Rights of Injured Accident Victims
Taking the appropriate steps after a car accident in Cherry Hill is essential to protect your health and legal rights. From ensuring immediate safety and seeking medical attention to consulting with legal professionals, each action plays a critical role in the aftermath of an accident. For personalized guidance and to ensure your rights are fully protected, contact the Cherry Hill car accident lawyers at Pressman, Doyle, Bloom, & York. Call us today at 856-843-8990 or fill out our online form for a free consultation. Located in Milmont Park, Pennsylvania and Cherry Hill, New Jersey, we serve clients in Camden County, Burlington County, and Gloucester County.